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I read 38 AI providers' terms. 23 forbid sharing your key.

Martin Shein
Oct 18, 2026 · 5 min read
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I read 38 AI providers' terms. 23 forbid sharing your key.

I wrote a step-by-step guide for every AI provider SpiderGate takes. The steps were easy. The fine print was not.

This month I wrote 38 guides for SpiderGate, one for every AI provider its Vault takes, plus 4 guides that connect an agent to it. Each one walks you from signing up with the provider to a working key. I wrote them from the providers' own pages, read on October 18, 2026. That came to 225 facts, and each one points back to the page it came from.

I expected the steps to be the hard part. Signup forms, card checks, phone checks, a console page that moved since last year.

They weren't. The hard part was what the providers say you are allowed to do with the key.

Here's the breakdown.

What I thought I was writing

A key guide sounds simple. You need an account. Some providers want a card. NVIDIA wants a phone number, and OpenAI does in some countries. Then you find the keys page, create a key, and copy it straight away, because many consoles show it only once.

That part took minutes per provider. The Groq guide says the whole thing takes about 3 minutes, and that is honest.

But every provider also publishes terms. And those terms decide whether the key you just made can do the job you made it for.

What the terms actually say

I put a warning box on a page wherever a provider's terms change what you should do with the key. There are 46 of them, on 30 of the 38 pages. Two patterns came up again and again.

Chalk drawing: a gold key inside a box labelled YOUR BRAND, and a crossed-out arrow labelled NOT SHARED pointing to an empty box

23 of the 38 say the key is yours alone. Their terms forbid sharing it, lending it or reselling access. Groq says you "may not resell or lease access to" your account. Mistral forbids you to "buy, sell, or transfer API keys". So every one of those guides says it in plain words: keep this key to your own brand.

6 of the 38 warn that the provider may keep or learn from what you send. On Google's free quota, Google says "human reviewers may read" your prompts. Mistral's free mode may train on your data unless you switch that off, and its guide walks you through switching it off before you send anything. NVIDIA's trial terms forbid personal data outright.

Here's the part that surprised me most. Some of these rules change what a key is for, not just how you treat it.

None of that is hidden. It is just spread across 38 sets of terms, and you only meet it after you have built on the key.

What every guide gives you now

So I moved the fine print to the page where you get the key. Every guide has the same shape, so once you have used one you know your way around all of them.

Chalk drawing: a dotted path runs from a doorway labelled SIGN UP to a gold key labelled WORKING KEY

The 4 agent guides cover OpenClaw, Hermes, n8n and Cursor. Each one shows how to mint a SpiderGate agent token, where to put the SpiderGate address, and how to check that the first request went through.

The check before the save

One part of every guide is not just text.

Chalk drawing: a key, then a circle with a gold tick labelled CHECKED, then a strongbox labelled THEN SAVED

When you click Add key in the Vault, SpiderGate sends one request to the provider with that key before it stores anything. For Groq, it lists your models. If the provider accepts the key, the key lands in your Vault. If it does not, nothing is saved and you see a message like this:

The groq key did not pass its check: Invalid API key (401 Unauthorized). Nothing was saved.

The reason is written in SpiderGate's own words, never the provider's raw error. Each guide tells you what each reason means. A 401 means the key is wrong, so copy it again. A 402 means the account behind it has no credit left.

Why this matters

A key is not just a password. It comes with rules about who may use it, what it may power, and what the provider keeps.

It is easy to learn those rules the hard way, after an agent is built on the key or client data has already gone through a free tier. I would rather you read the rule on the same page where you get the key.

That is what these 42 pages are for.

Try it

Find my provider's guide

All 38 are at gate.spideriq.ai/docs/providers. If you do not have a key yet, the Vault groups the free ones together, and the Groq guide is a good first one.

For an agent, start at gate.spideriq.ai/docs/agents.

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